Critique of the Traditional Approach
 
The classical approach to targeting (crosstabulation or tree-based classification approaches) still works well in many industries. But in mature industries, all the players have access to basically the same information. All mortgage providers, for instance, target certain lifestyle, age and income groups. The result is that all competitors end up chasing the same high likelihood prospects. In these environments, what is needed is intelligence that is not broadly known by other competitors.

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